Retirement Planning
 
Find courses that cover retirement needs analysis, Social Security, Medicare, Medicaid, types of retirement plans, and regulatory considerations.

Retirement Planning (CE Credit)
Collapse 7 Steps to Protect Yourself, Your Practice and Your Clients Who Have Diminished Mental Capacity - On Demand

2017 FPA Retreat

 

What do you do when you discover that one of your clients has a diminished mental capacity? If you don't know what steps to take to protect your client and your practice, both may be at risk. Learn the best practices to follow when one of your clients has a loss of memory and develop a protocol to use with every client you suspect may have diminished mental capacity. Develop the skills to develop a relationship with the client's entire family and become their trusted adviser for future generations. Remember it is not a question of if you will have to work with a client who has diminished mental capacity but when. Prepare yourself now to protect your client, yourself and your practice.

 

Level of Complexity: Overview

Formats Available: Streaming
Original Course Date: April 26, 2017
On-Demand Release Date: Available Now

Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE 7 Steps to Protect Yourself, Your Practice and Your Clients Who Have Diminished Mental Capacity - On Demand
    Collapse FPA Annual Conference 2018: Annuities - The Good, The Bad, The Brutal Truth - On Demand

    The annuity industry has earned its bad reputation. If you say you "hate all annuities," it's like say you "hate all restaurants." It's dumb and uninformed. Annuities are contracts, so they should only be owned for their contractual guarantees. Stan The Annuity Man will strip away all of annuity sales pitch nonsense, and fully explain how these contractually guaranteed transfer-of-risk strategies can enhance your practice. This is the best presentation you will ever hear on annuities. Be prepared for a brutally factual, in-your-face, educational experience.

    Overview: General review of subject from a broad perspective/dive into basic knowledge on a skill or topic. For newer CFP or unfamiliar with subject

    Formats Available: Streaming
    Original Course Date: October 03, 2018

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE FPA Annual Conference 2018: Annuities - The Good, The Bad, The Brutal Truth - On Demand
    Collapse FPA Annual Conference 2018: Best Practices for Retirement Income - On Demand

    As the baby boomers reach retirement, advisers must solve new problems for clients. Retirement income is different as clients shift their focus from maximizing wealth to creating sustainable income. When this happens, clients face a greater range of risks and must solve a complex lifetime financial problem. Key retirement risks include longevity risk, market and the newly emergent sequence of returns risk, and personal-spending shock risks. Each risk requires different tools. This presentation explains how different retirement-income tools can be combined to build more efficient retirement strategies that best integrate aspects from different schools of thought.

    Overview: General review of subject from a broad perspective/dive into basic knowledge on a skill or topic. For newer CFP or unfamiliar with subject

    Formats Available: Streaming
    Original Course Date: October 03, 2018
    On-Demand Release Date: Available Now

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE FPA Annual Conference 2018: Best Practices for Retirement Income - On Demand
    Collapse FPA Annual Conference 2018: Plan for the 21st Century Retirement - On Demand

    Older workers face a series of critical decisions as they transition from the workforce into retirement. These decisions include deciding when to retire, whether to work part-time, when to claim Social Security, how to deploy savings in retirement, selecting medical insurance, protecting against the risk of long-term care, where to live, how to enhance your health and longevity, and nurturing your social portfolio. All these decisions are influenced by behavioral economics factors. Financial planners are ideally positioned to help their clients navigate these decisions. Attendees will learn about a game plan to address these challenges, including behavioral considerations.

    Overview: General review of subject from a broad perspective/dive into basic knowledge on a skill or topic. For newer CFP or unfamiliar with subject

    Formats Available: Streaming
    Original Course Date: October 03, 2018

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE FPA Annual Conference 2018: Plan for the 21st Century Retirement - On Demand
    Collapse FPA Annual Conference 2019: A Comprehensive Approach to Year-End Tax Planning

    Although 2019 started with a government shut down, the government did not stay shut down for long. Come hear the latest end-of-year tax planning strategies regarding qualified business income deductions, opportunity zones, capital gains indexing, the SECURE Act, and other subjects your clients are sure to ask you about.

    Learning Objectives

    • Explain a comprehensive analysis of client's tax situation.
    • Describe the significance of recent tax proposals to their clients.
    • Recommend tax-reduction suggestions for 2019 and future years. 


    Level of Complexity: Overview

    Formats Available: Streaming
    Original Course Date: November 05, 2019

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE FPA Annual Conference 2019: A Comprehensive Approach to Year-End Tax Planning
    Collapse FPA Annual Conference 2019: An Asset Relocation Story for Funding Retirement Longevity

    Understanding what retirees want and what keeps them up at night remain critical elements for financial professionals to solve for retirees. Mitigating longevity risk is an asset relocation story. Building asset location that creates both promised based and market based income sources that create a safe withdrawal rate from market based assets and a base level of income that cannot be destroyed or outlived. High priorities include income flow, discretionary liquidity, growth opportunities and legacy goals. In this session, learn about the myths and biases that surround these questions and show planners how to protect retirement income that mitigates longevity risk. 

    Learning Objectives

    • Differentiate between asset allocation and asset relocation. 
    • Compare Promised Based vs. Market Based income solutions.
    • Explain longevity risk and methods of asset relocation that mitigate this risk while providing superior income and growth outcomes.

     

    Level of Complexity: Intermediate

    Formats Available: Streaming
    Original Course Date: November 05, 2019

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE FPA Annual Conference 2019: An Asset Relocation Story for Funding Retirement Longevity
    Collapse FPA Annual Conference 2019: Evaluating the Costs and Benefits of ESG Investing

    Investment products advertising an environmental, social and governance (ESG) or socially responsible investment (SRI) mandate have attracted a flood of assets over the last several years. ESG/SRI investing offers the promise to do good and do well. In this discussion-based session, Robert Huebscher and William Droms will present both sides of the argument, focusing on whether that promise has been and can be fulfilled, and what guidance advisors should offer to their clients with respect to ESG/SRI investing.

    Learning Objectives

    • Compare the performance records of ESG/SRI funds in the proper context.
    • Assess whether ESG/SRI funds have and are likely to fulfill their stated mandates.
    • Determine whether ESG/SRI investing is appropriate for individual clients.
       

    Level of Complexity: Intermediate

    Formats Available: Streaming
    Original Course Date: November 05, 2019

    Approved Credit:
  • FPA: 0.50 hours CFP CE

  • ADD COURSEADD COURSE FPA Annual Conference 2019: Evaluating the Costs and Benefits of ESG Investing
    Collapse FPA Annual Conference 2019: Investigating the Role of Whole Life Insurance in a Lifetime Financial Plan

    This presentation goes into greater depth about two retirement income approaches: using an aggressive investment portfolio to seek greater returns through the risk premium, and using an integrated strategy for investments with life insurance and annuities to seek greater returns through risk pooling. My research finds that risk pooling tends to be underappreciated as a unique source of returns that is unavailable for an investment portfolio in which the retiree aims to self-manage longevity and market risk through conservative spending.  

    Learning Objectives

    • Differentiating between accumulation and distribution.
    • Understanding key retirement risks.
    • Surveying the retirement tool landscape with respect to investments and/or insurance.


    Level of Complexity: Advanced

    Formats Available: Streaming
    Original Course Date: November 05, 2019

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE FPA Annual Conference 2019: Investigating the Role of Whole Life Insurance in a Lifetime Financial Plan
    Collapse FPA Annual Conference 2019: Optimizing Social Security Benefits is Still Complicated

    After discussing Social Security rule changes in November 2015, William Reichenstein presents 10 reasons why it is still complicated to determine when clients should claim their benefits. There are now two sets of rules depending upon date of birth and with the SSA's use of strange dating features, many new retirees have different full retirement ages for retirement and spousal benefits than for survivor benefits. Learn about clients options to redo a prior claiming decision and other complications  around claiming strategies for widow(er)s younger than 70, for earnings tests, children’s benefits, divorced benefits, disability benefits, and especially pensions from work not covered by Social Security. 

    Learning Objectives

    • Describe recent rule changes and strategies related to Social Security changes specifically new rules around date of birth. 
    • Explain the rules affecting and claiming strategies related to earnings tests, children’s benefits, divorced benefits, disability benefits, and survivor benefits. 
    • Define how the WEP and GPO affect benefits for clients that receive a pension from a job not covered by Social Security and their spouses. 


    Level of Complexity: Intermediate

    Formats Available: Streaming
    Original Course Date: November 05, 2019

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE FPA Annual Conference 2019: Optimizing Social Security Benefits is Still Complicated
    Collapse Incorporating Health Savings Accounts (HSAs) into Your Financial Planning Practice - On Demand

    Most Americans are not saving enough for retirement. Further, we underestimate how much of retirement income will be spent on health care costs. Health savings accounts (HSAs) are well suited to fill this void by offering superior tax efficiency today coupled with the flexibility to meet retirees’ changing needs as they age. Join this session to learn how HSAs may benefit your clients and how incorporate them into their financial plans.

     

    Level of Complexity: Overview

    Formats Available: Streaming
    Original Course Date: September 12, 2017
    On-Demand Release Date: Available Now

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE Incorporating Health Savings Accounts (HSAs) into Your Financial Planning Practice - On Demand
    Retirement Planning (No Credit)
    Collapse Charitable Giving: A Valuable Piece of the Financial Planning Picture


    Financial planners can benefit from speaking about philanthropy with their clients. Positioning philanthropic vehicles for planners’ client base, helps clients realize their financial and philanthropic goals. In this presentation, you will learn how to position philanthropy within your client base while distinguishing characteristics of philanthropic vehicles and engaging the next generation and family values. In addition to determining how to formulate financial and tax strategies, planners will also learn how thinking about philanthropy strategically can help grow and maintain their business.


    Overview: General review of subject from a broad perspective/ dive into basic knowledge on a skill or topic. For newer CFP® professionals or unfamiliar with subject.

    Formats Available: Streaming, Live Event + Archive
    Original Course Date: September 24, 2019

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE Charitable Giving: A Valuable Piece of the Financial Planning Picture
    Collapse Planning for Health Care Costs in Retirement


    Health care costs are one of the top fears investors have about retirement. Together, Vanguard and Mercer Health and Benefits have developed a model to forecast health care costs for both pre-retirees and retirees in order to help them be prepared. Vanguard discusses the latest research on these costs.

    Overview: General review of subject from a broad perspective/ dive into basic knowledge on a skill or topic. For newer CFP or unfamiliar with subject

    Formats Available: Streaming, Live Event + Archive
    Original Course Date: July 10, 2019
    On-Demand Release Date: Available Now

    Approved Credit:
  • FPA: 1 hour CFP CE

  • ADD COURSEADD COURSE Planning for Health Care Costs in Retirement