Raise the bar in college funding advice and help end the student loan crisis one family at a time!


Paying for college is the number one financial concern for most mass-affluent parents. Here's why:


- They do not qualify for need-based financial aid yet do not have the resources for tuition.
- Their college-education investment could cost $100,000 to $250,000.
- The cost of college continues to rise at twice the rate of inflation.
- American student loan debt has ballooned from $240 billion in 2003 to more than $1.5 trillion in 2018.


CFP® professionals play a critical role in solving the student debt problem and helping families manage college costs. FPA is excited to partner with Capstone College Partners™ and its founder college funding expert Joe Messinger, CFP®, on providing The Financial Planner's Guide to College Funding Advice, an eight-module, self-study course designed especially for financial planners to fill a huge service gap. Born out of his desire to help clients, Messinger created a step-by-step College Pre-Approval™ process that gives comprehensive guidance to college-bound families including everything from budgeting, school selecting and having tough conversations with children, to paying bills strategically and managing student debt. In addition to accessing this vast resource for delivering college advice, financial planners will begin to develop ideas for building a college planning niche into their practices. Please visit Capstone College Partners’ website to join their student debt mission and click here to learn more about discounts for FPA members.

Learn more by clicking on the course information below. Earn up to 11 CFP CE credits.
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The Financial Planner's Guide to College Funding Advice teaches a proven, step-by-step process for helping families manage their college-education investment. This eight-module, self-study course explains the scope and character of the student loan crisis, demystifies financial aid, provides a repeatable end-to-end process, uncovers tax strategies for college-bound families, and more. 

Please note: Planners must complete the entire course (eight modules and quizzes) to receive CFP CE credit.

Joe Messsinger, CFP®, is the course presenter and a leading authority on late-stage college funding and frequently speaks to organizations and parent groups, such as NAPFA, FPA, and XY Planning Network. He started Capstone Wealth Partners because of his struggles at large national firms to find and provide good financial advice,especially in the area of college planning. The large national firms seemed to focus on selling products to clients. After months of soul-searching, Messinger and his partner formed Capstone College Partners, an independent fee-only practice, with the intent of creating client relationships built on trust.

 

Level of Complexity: Intermediate

Formats Available: Streaming
Original Course Date: January 06, 2019

Approved Credit:
  • FPA: 11.00 hours CFP CE

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    The Financial Planner's Guide to College Funding Advice teaches a proven, step-by-step process for helping families manage their college-education investment. In the foundations level of this eight-module, self-study course, financial planners will first get an overview of the College Pre-Approval™ process to guide families toward better college outcomes, and help students avoid inappropriate student loans. The course also covers the causes of the rising cost of college, and the principles of the financial aid policy, including detailed education on the federal and institutional formulas used to determine a family's expected family. In addition, the course offers a detailed review of different types of student loans available for undergraduate, graduate, and professional degree programs, and a discussion of loan-repayment options and loan-forgiveness programs. A special FPA bonus section shows planners how they can effectively serve college-bound families with more impactful and meaningful late-stage college funding advice.

    Please note: Planners must complete the entire course (four modules and quizzes) to receive CFP CE credit.

    Joe Messsinger, CFP®, is the course presenter and a leading authority on late-stage college funding and frequently speaks to organizations and parent groups, such as NAPFA, FPA, and XY Planning Network. He started Capstone Wealth Partners because of his struggles at large national firms to find and provide good financial advice, especially in the area of college planning. The large national firms seemed to focus on selling products to clients. After months of soul-searching, Messinger and his partner formed Capstone College Partners an independent fee-only practice, with the intent of creating client relationships built on trust.

     

     

    Level of Complexity: Intermediate

    Formats Available: Streaming
    Original Course Date: February 13, 2019

    Approved Credit:
  • FPA: 5.50 hours CFP CE

  • ADD COURSEADD COURSE The Financial Planner
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    The Financial Planner's Guide to College Funding Advice teaches a proven, step-by-step process for helping families manage their college-education investment. In the second part of this eight-module, self-study course, financial planners will take a deeper dive into the process and strategy around the College Pre-Approval process that identifies the client journey in college funding planning from budgeting and determining a maximum student loan amount, to reviewing and appealing financial aid offers, utilizing tax strategies and coordinating specific payments to the institution. In addition, the course provides real-world scenarios to analyze how to wisely manage assets and tax opportunities to maximize aid and minimize debt. A special FPA bonus section includes important updates since the new tax laws were implemented, as well as education on how to effectively serve college-bound families with more impactful and meaningful late-stage college funding advice.
     

    Please note: Planners must complete the entire course (five modules and quizzes) to receive CFP CE credit.


    Joe Messsinger, CFP®, is the course presenter and a leading authority on late-stage college funding and frequently speaks to organizations and parent groups, such as NAPFA, FPA, and XY Planning Network. He started Capstone Wealth Partners because of his struggles at large national firms to find and provide good financial advice,especially in the area of college planning. The large national firms seemed to focus on selling products to clients. After months of soul-searching, Messinger and his partner formed Capstone College Partners, an independent fee-only practice, with the intent of creating client relationships built on trust.
     

    Level of Complexity:  Intermediate

    Formats Available: Streaming
    Original Course Date: February 13, 2019

    Approved Credit:
  • FPA: 6.00 hours CFP CE

  • ADD COURSEADD COURSE The Financial Planner